If your credit stinks it may be difficult to get a franchise loan.  Many franchisors will work with you if they believe that you have the ability to successfully operate a business.  One factor in getting financing for your new franchise is your credit, or FICO, score.  One downside to this is that credit reports are often filled with errors.  Before you start looking for financing or a loan you want to know what the lenders are looking at by getting a copy of your credit report.  Get your FREE credit score now so that you can start finding errors and correcting them before it’s too late.  The last thing you want is to get to the barganing table and find that you have some missed payment from several years ago or an error that kills the deal.